How to Correctly Apply for Medicaid

Applying for Government Assistance, especially Medicaid can be very difficult and time consuming, but it really does not have to be that way. By following a few easy steps you can be on your way to receiving the results you want much quicker. Before you go on and apply for Medicaid you will first want to make sure that Medicaid is the right Government Assistance program for you. Medicaid is provided by the Government for those in need of emergency insurance and can not afford an insurance policy on their own. It is provided for those who are pregnant, those who have children under the age of five years, and for those who are elderly and the Government does not approve them for Medicare. If you are in any of these positions listed above and can not afford your own medical insurance for you or your loved ones, then Medicaid might be a great choice for you. Now that you have established if Medicaid is a good decision for you or someone in your family, the hard part begins. This is the part that no one enjoys doing, the paperwork and the visits to the local Medicaid and Government Assistance buildings. To make this experience a little, easier follow the simple steps below and be on your way to determining your approval for Medicaid.

Further Reading: Medicaid Trusts, Assisted Living, Insurance, Applying for Medicaid, Spend Down, Death Tax.

Step One:

Call and make an appointment. The truth is you can always walk in and be seen when someone is available, but if you can rule out the waiting your results will come to you much quicker. Before you decide to go down to the Medicaid office you can either call information for their direct phone number to make an appointment or you can hope onto the Internet and receive the information you need from the Government Assistance website. This website has all the information you could need for making an appointment plus important phone numbers in case you have further questions. By making an appointment all you will need to do is walk in, sign in, and wait for your appointment to begin. This is a much better idea then waiting in a long line that could take hours.

Step Two:

Make sure you get a list of what you need to bring to your appointment. You are never told prior to going what you will need, so you will have to do it on your own. You can either call the same office you made your appointment with and get a list of exactly what you need to bring to your appointment to make things a little easier or you can even get back onto the Internet and go to the Government Assistance website and get a list on their. They will tell you exactly what you need for your Medicaid appointment so you will minimize the returns you will have to make to the Medicaid office. Usually an individual will have to bring their drivers license plus their social security card and sometimes a lot more information than that. The thing is a copy of all of those are needed in order for them to get started on your paperwork to see if you are in fact approved for Medicaid so you do not want to take multiple trips so your paperwork can get done. Make a list, get all the needed paperwork together for your appointment, and make one, fast and easy trip.

Step Three:

Always follow up. After your appointment and the paperwork has been started for your case, make sure you make follow up phone calls to your case worker to make sure everything is working out ok. Your case worker has a lot of people he has to deal with so sometimes he has the information but has forgotten to let you know yet. So making follow up phone calls can be very important if you need this assistance in a timely manner. You can also go on the Internet to the Government Assistance website and check your case daily. They provide you with the status of your case so you are able to check it and make sure nothing else was needed and that things are in fact running smoothly.

Step Four:

When and if you are approved for Medicaid make sure you choose your doctors wisely and give your case worker your choices in a timely manner. This way you have chosen the doctors that are close to you and you feel comfortable with plus you will be able to see your doctor sooner. As soon as your choices for doctors are completed and turned in to your case worker a card will be printed for you and mailed to your address in seven to ten business days. As soon as that card makes it to you, make sure you make a copy and be on your way.

These steps are very simple, but very important when it comes to your health. A timely manner is always a better one. Good luck and remember to always find out first what needs to be done before you act on anything! This could save you time and patience!

Applying for Medicaid

While many working Americans are provided adequate health insurance through their employers, there is another segment of the population that lives with little or even no coverage. This second group is made up of people from all walks of life whose income is limited; including parents, children, pregnant women, seniors, and those with disabilities. How does this often neglected demographic receive vital health care? Most times, it is through the Medicaid program.

Could applying for Medicaid be a viable option in your life? In this article, we'll give you the tools and resources needed to answer that question and simplify the process.

A Brief Overview

What is Medicaid?

In a nutshell, it is a federal/state joint funded program designed to extend health care to a broad group of people. While the federal government sets the basic rules and guidelines for all Medicaid services, it is the responsibility of each individual state to operate their own program. For this reason, eligibility requirements vary slightly from state to state.

With this information in mind, your first step to applying for Medicaid should be learning your state's eligibility demands. This can be done by calling your local Medicaid office or visiting your state's Medicaid website.

What Next?

Let's assume that you are eligible for Medicaid. What do you need to do next?

For starters, make sure that you bring all important documents and information with you when applying for Medicaid. The following are all examples of what your application will require:

Proof of identity; such as a birth certificate or driver's license
Proof of address; such as utility bills or rental agreement
Proof of assets; such as any bank statements or property deeds
Proof of income; such as pay stubs or Social Security checks
Proof of doctor bills and prescription needs
Proof of U.S. Citizenship Having this information handy will make the application process smoother, and will increase your chances of being accepted.

What if you are close to (or over) the financial cut-off -- but wish to receive Medicaid benefits anyway?

The best advice is to let the state decide your fate by providing true and accurate information. Attempting to gain Medicaid benefits through fraudulent means is not a good idea. Many people have tried (and failed) in this regard, and it only ends up costing them major money and jail time.

After Application

Once you have completed the application process, the only thing left to do is wait. It can often take up to 90 days for a state to make a coverage decision, which can be frustrating. However, many states allow coverage to become retroactive for a time prior to application (again, this is unique to each state - so be sure to check for your own state's policy).

While complicated on the surface, the process of applying for Medicaid can be made much easier by following the steps recommended above.